Hajj & Omra

The Hajj & Omra product concept is based on a contract of financing by Ijara between the Bank and the customer, whereby the Bank rents the utilities of the trip like transportation, accommodation, and others and transfers it to the pilgrim on installments basis.

Key Facts Statement

Features
  • Currency: LBP or USD
  • Down Payment: 0%
  • Repayment Period: Up to 12 months
  • Maximum Financing: LBP3,750,000, or 2500 USD (for higher amount the personal financing terms and conditions should be applied)
  • No Profit Rate
  • Monthly Payment: Not to exceed 33% of the monthly income
Conditions & Required Documents
  •  Valid ID or Passport
  • Applicant must be at least 21 years old
  • Minimum Salary: USD 600 or or its equivalent in LBP
  • Authenticated Salary Certificate
  • Bank Account Statement for the past 6 months (if applicable)
  • Proof of residence, electricity bill or mayor's certificate
  • Life & permanent total disability Takaful insurance
  • Other Guarantees: case by case

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