e-Mousawama is a credit card based on Mousawama financing exclusively at RadioShack shops with the following benefits:

Financing Currency: US Dollars

Financing Amount: Between $300 and $15,000 (not revolving)

Purchase Limit:   Card Limit

Cash Withdrawal: Not available

Usage: Exclusively at RadioShack shops

Payment Terms: Clear, equal monthly installments at a known profit to the Bank

Financing Period: Minimum 12 months, Maximum 48 months

Monthly Payment: Monthly installment amount

Down Payment: No downpayment

Cost: 5% on each financing per year, 0.41% on each financing per month

File Fees: No fee for the first year, then $50 (represented as cost of card, renewed annually at $25)

Important Notes:

- If the cardholder chooses to renew his limit, the cost of card is $50.

- The renewal fee is $25 if the cardholder decides to renew his card to continue using his existing limit.

Requirements:

• - Guarantor
  or
  - Salary Domiciliation
  or
  - Time deposit/investment account
  - If the financing amount is $1,500 or less: Salary domiciliation and Guarantor not required (requirements determined on a case by case basis)

Client Profile:

Nationality: Lebanese or resident in Lebanon

Age: Between 21 and 59 years (client's age should not exceed 64 on last installment date)

Minimum Salary: $600/month (or LBP equivalent)

Income: Client must have a permanent source of income, be employed in a company known to the Bank for at least 2 years.