Disclaimer

By accessing or using the official website of Arab Finance House S.A.L. (“AFH”) [www.afh.com.lb] (the “Website”), you agree to be bound by the applicable rules and provisions, in particular the following terms.
 
The information contained on the Website is for information purposes and only for personal use and is not guaranteed to be accurate, true, reliable, complete and timely. Information included in the Website is of an indicative nature and does not represent, in any way, investment advice or legal, tax or other advice, nor a ground for any decision or investment.
 
The information and data provided on the Website are based upon assumptions or on facts and figures that may not be correct, and therefore AFH, its officers, employees and agents expressly disclaim any liability or responsibility for any direct or indirect or incidental or consequential damages or losses which may arise from erroneous information or reliance on information contained on its Website. Use of the Website is at your sole risk. AFH makes no representation or warranties of any kind whether express or implied with respect to the suitability or quality of the Website.
 
Information provided on the Website is subject to modification without prior notice and AFH reserves the right, without being obliged, to amend, correct, revise and update at any time the contents of its Website.
 
Access to the Website may be subject to restrictions vis-à-vis certain persons or in certain countries. Nothing on the Website shall be supplied by AFH to a person if the law of his country or any other country concerning him, prohibits it. The reader of this message must make sure that he is legally entitled to log on to the Website under the terms and regulations in force in the country from where the login is made.
 
No information appearing on the Website shall be considered as a basis of any commitment nor an offer or a solicitation to purchase or buy or sell or exchange any product or any securities. AFH does not assume any responsibility regarding the content of its Website and the use that could be made by anyone.
 
The Bank has no control over, or liability for, links to other internet sites external to AFH and regarding the content or policies of said sites. Accessing those sites is made under your own responsibility and AFH does not assume any responsibility for direct or indirect damages resulting from the use of its site or other sites related to it, and any reliance on it is solely at your own risk. Furthermore, you must take the necessary measures to make sure that any site accessed via links are not contaminated by a virus or any other destructive element, and AFH does not assume any responsibility for any virus encountered while accessing the Website.
 
Since electronic means and internet are insecure and the operation of the Website may be affected by numerous factors beyond AFH’s control or may not be continuous or uninterrupted, secure or private, and since electronic mail could potentially be monitored, read or intercepted by others, AFH shall not be held liable or responsible in respect thereof or in respect of functionality, accuracy or performance of any software or services.
To the maximum extent permitted by law, AFH:

•    does not warrant that the use of the Website will be uninterrupted, always available, timely, secure, error-free, useful, satisfactory, or that any error and/or defect in the Service will be corrected.
•    disclaims all express or implied conditions, representations and warranties of any kind including, but not limited to, any implied warranty or condition of merchantability, fitness for a particular use or purpose,
•    expressly excludes all conditions, warranties and other terms which might otherwise be implied by law and disclaims liability for errors or omissions pertaining to the Website.
 
AFH expressly disclaims, and you expressly releases AFH from, any and all liability for any dispute, claims, lawsuits, damages, losses or injuries whatsoever arising out of or in connection with the use of the Website.

To the fullest extent permitted by law, in no event will AFH be liable for any direct, indirect, punitive, special, incidental, exemplary or consequential damages, losses or expenses arising out of or in connection with the Website, including, but not limited to, damages arising out of and/or related to the use or inability to use the Website, any information or services received through the Website, failure of performance, error, omission, interruption, defect, delay.

These limitations shall apply even if AFH has previously been advised of, or reasonably could have foreseen, the possibility of such damages; however they arise, whether in breach of contract or in tort (including negligence).

All contents on the Website including, without limitation, the text, graphics, names, illustrations, images, links, products, shapes, services, material, information, designs, logo and sounds and other intellectual property rights (registered and unregistered) belong to AFH and are protected by copyright trademarks and domain names certificates rights as well as any other right recognized by the Lebanese legislation and should not be copied, downloaded, distributed, used or published in any way fully or partially whether for commercial or non-commercial purposes.
 
Laws in force in Lebanon shall be applied to the present rules and regulations. In the event of any dispute, the courts of Beirut shall have competent jurisdiction to examine and settle such dispute. This jurisdiction is in the interest of AFH which has alone the right to refer to any other competent judicial authority.

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