Personal

It is a flexible financing program aiming to meet clients’ needs while being Sharia'a compliant. Whether you want to redecorate your home, purchase electronic equipment, or support you in getting married and starting up a family.

Key Facts Statement

Features
  • Currency:  LBP or USD
  • Down Payment: 15%
  • Repayment Period: 1 up to 4 years
  • File Fees: 150 USD if finance amount does not exceed 30 K USD
                         250 USD if finance amount exceeds 30 K USD
  • Profit Rate: USD 6.3% flat; LBP 7.5% flat
  • Monthly Payment: not to exceed 33% of the monthly income
Conditions & Required Documents
  •  Valid ID or Passport
  • Applicant must be at least 21 years old
  • Minimum Salary: USD 600 or or its equivalent in LBP
  • Authenticated Salary Certificate
  • Bank Account Statement for the past 6 months (if applicable)
  • Proof of residence, electricity bill or mayor's certificate
  • Life & permanent total disability Takaful insurance
  • Other Guarantees: case by case

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