Elm Nour

The product structure is based on Islamic financing principles of Ijara, under which the Bank will lease from the school or university the benefits of a place for your child's education for onward lease to you on easy and affordable payments installments at most competitive prices.

Key Facts Statement

Features
  • Currency: LBP or USD
  • Down Payment: 0%
  • Repayment Period: Up to 12 months
  • Maximum Financing: LBP3,750,000 per child, or 2500 USD (for higher amount the personal financing terms and conditions should be applied)
  • File Fees: LBP375,000 or its equivalent in USD
  • No Profit Rate
  • Monthly Payment: not to exceed 33% of the monthly income
Conditions & Required Documents
  •  Valid ID or Passport
  • Applicant must be at least 21 years old
  • Minimum Salary: USD 600 or its equivalent in LBP
  • Authenticated Salary Certificate
  • Bank Account Statement for the past 6 months (if applicable)
  • Proof of residence, electricity bill or mayor's certificate
  • Life & permanent total disability Takaful insurance
  • Other Guarantees: case by case

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